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  • Vanguard's Top 5 Funds.
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Most Recent Articles
Issue
October 1, 2014

The New Bond King

All hail Joshua Barrickman, the new 'Bond King.' Joshua who? Barrickman heads Vanguard's fixed-income indexing group and is the named portfolio manager on Total Bond Market. If it isn't already, Total Bond Market will soon be the largest bond fund in the world after the Sept. 26 announcement that Bill Gross, founder of PIMCO and until recently the official Bond King, announced he was leaving his post as manager of the flagship Total Return Fund. Money has been flowing out of the Total Return fund since April 2013, and investors withdrew $10 billion on the day of the announcement alone. All hail the king.

In this month's issue, we launch into Vanguard's reponses to investing for retirement, which is without doubt a complex, long-term challenge. The mutual fund industry, Vanguard included, has provided investors with what appear to be very simple solutions: Life-cycle funds in the guise of Target Retirement Income and its ilk. I have some serious issues with the one-size-fits-all promise of life-cycle funds. But they are a popular choice, and for some savers the only options in their 401(k) plans, so I'll try to help sort out Vanguard's life-cycle options and provide enough information for you to make your own informed decision. I'll then tell you why I think that you can do better with just a little extra effort. Also in the issue, I illustrate the effects of geopolitical events on the market and show you why you shouldn't panic when the world becomes uncertain. And finally, I'll tell you about Vanguard's multimillion-dollar money fund decision, with far-reaching effects on the fund market. Read More »

Hotline
September 25, 2014

Disperse Returns

When Alibaba, the Chinese e-commerce giant, went public last Friday, it was priced at $68.00 and opened at $92.70 for an immediate 36.3% gain. It closed the day at $93.89, up 38.1% from the IPO price. At its current level, around $90, Alibaba would be a top-20 holding in 500 Index, but as a Chinese company I wouldn’t expect to see it in the indexes or index funds any time soon. Read More »

News
September 10, 2014

Vanguard's Million-Dollar Decision Is the Industry's Billion-Dollar Problem

Vanguard is facing a multi-million dollar decision. Its competitors are facing the same decision, but for them it’s measured in billions. The decision: To allow money fund yields to rise as the Fed begins raising interest rates, or to begin paying themselves back for years of self-imposed fee waivers. You can be sure that fund marketers at Vanguard and elsewhere are debating “Which comes first, the chicken or the egg?” right now. Read More »

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"America's leading expert on investing in Vanguard funds"

Daniel P. Wiener is editor of The Independent Adviser for Vanguard Investors, a monthly newsletter that keeps abreast of recent developments at Vanguard, and the annual FFSA Independent Guide to the Vanguard Funds. Through his newsletter and guide book, Dan helps tens of thousands of Vanguard investors choose wisely among more than 100 Vanguard mutual funds. The Adviser is a five-time winner of the Newsletter Publishers Foundation's Editorial Excellence Award. View More »

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Model Portfolio Performance
Models May YTD
Growth 2.0% 16.0%
Conservative Growth 1.6% 14.4%
Income 0.2% 9.1%
Growth Index 1.6% 14.4%
The average
Vanguard investor
0.1% 7.2%
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